Probably the most unselfish thing you can do for your family is to own and maintain an adequate life-insurance policy. When you think about your spouse and children, you can’t help but wonder how they would fare financially without you. Life insurance can take that worry out of your life—and theirs.
Who Needs Life Insurance?
You do; if you have a family, a spouse, or even if you are an empty nester. Your life insurance covers more than just lost income. If your family is grown, it can help cover inheritance taxes or the cost of probate. It can also cover your funeral and any other costs associated with the dispersal of your property.
When you are a young and growing family, your passing would be a catastrophic loss. Your family could lose their home and your children might not be able to attend college. Taking care of your family’s financial needs after you are gone becomes a lasting legacy to you.
What Kind of Life Insurance Do You Need?
Life insurance policies, by definition, pay out a death benefit; after that, several different types of policies exist to fit your specific needs. From whole life insurance, universal life, to term insurance, we carry them all. We can even tailor a policy to cover your business partner or a key employee.
Since life insurance is such a personal matter, it is important to have an agent that is willing to take the time to make sure your policy is exactly what you want and need. Come see us and let’s put your mind at ease.